The LTA Liability Protection Scheme covers places to play, members, volunteers and paid employees who have a claim made against them for any wrongful act or omission which causes injury, property damage or financial loss to someone else. The cover incorporates Public Liability, Professional Indemnity, Employers' Liability and Directors & Officers Liability insurance.
This scheme is centrally funded and provided on behalf of places to play registered with the LTA via their county association.
NB. Cover is included for places to play that are predominantly for members. Commercial organisations and local authority owned venues are required to make their own insurance arrangements as cover is not included within the LTA insurances.
There are a number of centrally funded policies arranged for places to play registered to the LTA.
Public Liability and Professional Indemnity cover are arranged with Hiscox Insurance. These provide cover for claims made against the place to play that result from someone suffering an injury, damage to their property or a financial loss as a result of some failure on behalf of the place to play or its employees . It provides protection for a wide range of activities, from training and tournaments to social and fundraising events.
Hiscox Insurance also provides Employers’ Liability insurance. This protects the place to play against claims made by employees who are injured in the course of their employment. This cover may also apply to volunteers working on behalf of the place to play.
The Directors’ and Officers’ Policy which covers volunteers or paid employees who have a claim made against them for any wrongful act or omission that they commit while acting in the capacity of director or officer (including committee members) of their place to play or association.
The Public Liability, Professional Indemnity and Director's & Officers' policies are written on a ‘claims made’ basis. This means that the policy which responds is the one that is in place when a claim is actually made, not the one in place when the incident occurred.
It is a condition of all the insurance policies that under no circumstances should any offer or promise be made or responsibility for any injury or damage accepted by, or on behalf of, an insured person.
This is only a summary of the insurance cover and the full master policy documents are available from our broker, Perkins Slade Limited and you can read more on the policy at the LTA Insurance Centre.
For any queries on existing LTA cover contact Perkins Slade’s team of experts on 0121 698 8050/8150 or email email@example.com.
Perkins Slade Limited is authorised and regulated by the Financial Services Authority.
Some LTA registered places to play are multi-sport venues. The Liability Insurance Policies will operate for these additional activities while at your home venue, unless there is a more specific cover in place elsewhere. However, insurers will not accept the following sports activities:
Football, hockey, cricket, clay pigeon shooting, rugby, martial arts (such as karate, judo, kick-boxing, jujitsu and others), rowing, sailing, canoeing, windsurfing, scuba diving, horse riding, any airborne sports, rock climbing, abseiling, bungee-jumping, motor sport, potholing.
Should you be in any doubt as to the cover provided for your multi-sport venue please contact our insurance broker, Perkins Slade Limited on 0121 698 8050/8150 or email firstname.lastname@example.org.
Your place to play's property and contents are not covered by the LTA’s policies and so you will need to take out an additional policy to cover these.
Our insurance broker Perkins Slade Limited can provide bespoke cover that will be specially designed to meet the needs of your place to play or sports clubs.
The policy can protect a place to play's property, whatever its age or construction, equipment owned by your place to play, from rollers to rackets, the premises and contents, from cups to computers, and all surfaces, from Astroturf courts to the meeting room carpet.
For more details and a no-obligation quotation call Perkins Slade on 0121 698 8177 or email email@example.com.
Lawn Tennis Association is an Introducer Appointed Representative of Perkins Slade Ltd, 3 Broadway, Broad Street, Birmingham, B15 1BQ which is authorised and regulated by the Financial Services Authority. Perkins Slade FSA Register Number is 30288. You can check this on the FSA's Register by visiting the FSA's website www.fsa.gov.uk/register/ or by contacting the FSA on 0845 606 1234.
You must report to our insurance brokers every incident that could give rise to a possible claim and if you are covered through our scheme or not, you should maintain an accident record book.
This keeps accurate records of the date and time any incident occurs, along with details of all relevant circumstances and the full name and address of any parties involved, including witnesses.
To report an incident ot claim made against you please complete the online form.
Alternatively, you can write to Perkins Slade at the address given below, or else email firstname.lastname@example.org, call on 0121 698 8043, or fax 0121 625 9000.
Perkins Slade Limited3 BroadwayBroad StreetBirminghamB15 1BQ
This site provides only a summary of the cover, and does not give a definitive version of the terms and conditions. The full master policy documents are available from our broker, Perkins Slade Limited.
Please note that a number of exclusions apply to the liability insurances: